Wednesday, March 4, 2020

Update on market volatility and portfolio change


We commented last Friday on the recent market volatility driven by Corona virus fears and uncertainty. We believe these anxieties are valid but when looking at the history of the past 50 years or so, we have had multiple viral outbreak episodes from which the stock market has always recovered and moved on to higher levels. As we stated Friday, we believe this will be the case with Corona. Like everyone else, we do not know how long this will take to play out, it could be several months or more. But as history shows, these events have historically been buying opportunities. Regardless, as we stated Friday, your financial plans incorporate the impacts of market volatility and your portfolios are designed, through their diversification, to mitigate stock market risk.

With this in mind, our investment committee met on Monday to assess this situation and possible further risks it may place on client portfolios. One action we took following our meeting on Monday was to eliminate our holding in the Transportation stock ETF (IYT) and move those funds into the Healthcare Technology ETF (IHI). We did this because we believe earnings reports for transportation stocks (particularly airlines and trucking companies) may be rather ugly over the next couple of quarters and there is higher likelihood of further downside resulting from these quarterly earnings reports. By re-allocating this money to IHI, we believe we are accomplishing several objectives: 1) reducing exposure to companies that would suffer from the corona situation to companies that will benefit from it;  2) moving money into a higher and more stable growth sector; and 3) moving funds into a far less volatile sector of the market.

We also discussed a number of additional possible actions at the meeting but came to the conclusion that it was not prudent or necessary to make further changes at this time. We will be holding our 2Q investment strategy meeting later this month and at that time will re-assess the situation and take actions on any strategic rebalancing we feel may be necessary at that time.

As always, if you have questions or concerns, please do not hesitate to contact us.

S. R. Schill & Associates



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